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Need Help or Advice?, heres the place Need some advice on a cirtain sticky situation? Or do you just need some one that will lend an ear? Heres the place to come. Anonymous Posting Options Are Enabled

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Old 07-08-2008, 05:43 PM   #1 (permalink)
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ooh im in troble!

I'm in deep shit! deeper than deep actually, this shit is so deep that if i where the grand canion it would still be over flowing!

So i lived in a Hall of Residence last term at uni. over proced rent of £80 odd a week. I thaght, stupidly that the rent was deducted from my student loan, which it is not! i find this out at the end of the last turm, so i pay off what i can, i handed the office a check for a grand! couldnt afford to eat for 4 weeks and couldnt find work ither. so i came home and still their is no work, i got a letter 3 weeks ago telling me that i still owe £1,807, so i send back a letter (because this kind of thing can only be done by post) telling them that i dont have that kind of money but i intend to pay off my debt and could it be done by installments? i send the letter off and their is no reply, but thats normal for this time of year from the uni. I get a letter this morning saying that they want payment in full in 7 days or they are going to pattition the County Cort, which would mean that i would have a county cort Judgment in my name, thus ruining my credit rateing. i'm in deep deep shit!
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Old 07-09-2008, 03:00 AM   #2 (permalink)
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Ahh man, poor guy :( that must stink...

Got any plans?
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Old 07-09-2008, 01:44 PM   #3 (permalink)
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nope, no plans. im going to try and get an appointment with the civil advice burro, see if they can help me. but i doubt it
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Old 07-09-2008, 03:02 PM   #4 (permalink)
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nasty cj! Can you get a loan from the bank or anything to pay off the college and then pay that off bit by bit?
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Old 07-09-2008, 09:31 PM   #5 (permalink)
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unfortunitly not, i dont have any thing that i can use as collaterall, i dont have an income and come september i'll be going back to uni
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Old 07-10-2008, 12:53 AM   #6 (permalink)
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Hmmm damn i searched every where to try find something that could help and get you out of this...
You could try use your dyslexia as a defence, if they didnt actually read the contract to you and they knew you had dislexia, you could get out of all owing payments by default, as you didnt understand the contract because of your disorder...
not sure if it will work, but tell it to a lawyer and see what they can turn it into.
If you honestly though that it came out of your student loan and they didnt advise you otherwise, you should be in the green.
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Old 07-10-2008, 02:31 AM   #7 (permalink)
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I'd go with what Mark says... that really sounds scary... I'd be seeing a layer if i were you.

I'm not sure what else there is to do.
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Old 07-10-2008, 01:21 PM   #8 (permalink)
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iv tryd getting an apointment with the civil advice buro, these are the cats who handle this type of thing but so far iv had no luck, im going out of town for a few days tonight so i'll try again on monday when i get back
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Old 07-11-2008, 08:07 AM   #9 (permalink)
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sounds like a good idea... my is worried...
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Old 09-04-2008, 02:10 PM   #10 (permalink)
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So uh cj, what happened with this?!
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Old 09-04-2008, 09:04 PM   #11 (permalink)
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im paying off me debt in installments, i replyd to the scary letter and they appologised for looseing my orrigonal letter, so im paying them off at £40 a month untill 2012
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Old 09-04-2008, 09:32 PM   #12 (permalink)
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Blimey that's a long way away lol. Glad you got it sorted tho
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Old 09-04-2008, 09:48 PM   #13 (permalink)
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well i managed the augest installment, and i can do the september one, but fuck knows if i can make the october one, hopefully the ant-discriminatury laws will spread to anti sexisum and equal ops in bar work lol
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"The word "Love" in Kazakhstan means: To shit on your mother's face over a long period of time."

Morrison: I'm Jonny Morrison and once Penthouse offerd me One Million Dollers for my baby picture, i refused

Miz: you turnd down penthouse?

Morrison: Jonny Morrison is not for sail
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Old 09-04-2008, 10:24 PM   #14 (permalink)
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Shouldn't you get your student loan in next month?
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Old 09-05-2008, 01:02 AM   #15 (permalink)
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the uni fuckd up and forgot to give me an offer, so i couldnt start on getting my student loan sorted out untill this week. I'v got all the forms filled in, im just scrapeing around for evidance, which i mostly have. Im finnishing up the forms tommoro and sending them out on satterday so they get to the student loans company on monday morning, but it takes ages for them to process them and what not, im hopeing because i'm late they dont have a back log and they can get me up and running toot sweet
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"The worst idea since Hitlers dad said to Hitlers mum, 'Come up stairs Broonhilda, I'm feeling Frisky!'" - Hugo, The Vicor of Dibley

"The word "Love" in Kazakhstan means: To shit on your mother's face over a long period of time."

Morrison: I'm Jonny Morrison and once Penthouse offerd me One Million Dollers for my baby picture, i refused

Miz: you turnd down penthouse?

Morrison: Jonny Morrison is not for sail
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